We have access to upfront valuations which not only simplifies the process, it also streamlines the process for a faster and more efficient approval.
Standard variable rate- A variable loan interest rate rises and falls in line with market interest rates.
Fixed rate- Relax with the security of a fixed interest rate home loan. A fixed interest rate will not change during the fixed period and your repayments will remain the same.
Low documentation- Working for yourself, than a low doc loan could suit your needs. Not enough time in the day to organise paperwork. At Gosford financial services we are making it as easy and simple as we possibly can. Financiers will lend up to a set percentage or the property’s value without financial verification.
Professional package loans- are available to the majority of borrowers. There are many benefits, such as credit cards discounts, but the key is being able to obtain discounts for the life of the loan not just a small introductory period.
Line of credit- A very flexible type of loan which enables you to use the equity you have in your loan for any worthwhile purpose. Ideal for those expecting to need funds in the future for investing or renovating.
Combination (split loan)- Allows you to divide your loan between two different loan structures, for example half your loan could be at a variable rate and the other half could be a fixed rate.